An ongoing payments partnership: a dedicated expert and our full team on retainer, handling processor strategy, fee negotiation, risk, and compliance as an extension of your business.
Consulting as a Service (CaaS)
Your payments department, on retainer.
Let 30 years of experience guide you.
Trusted by industry leaders
Named operators, in their own words.
Three named testimonials are drafted (Alex Fedotoff, Jacob Levinrad, Brook Hiddink) and hold here until we have their quotes, photos, and permission.
What you get
Your outsourced payments department.
Ongoing expert support
Weekly strategy sessions with a dedicated payments expert, plus on-demand access to our team for urgent issues or strategic pivots. Your outsourced payments department, without the overhead.
Profit margin growth
We cut processing and cross-border fees through direct negotiation, fee audits, and strategic placements, and lift your authorization rates so fewer transactions are lost and more revenue lands.
Full-scope infrastructure review
We continually review your entity structure, banking relationships, PSPs, and business model to keep you aligned with processor standards and primed for expansion.
Risk & compliance management
We audit and manage what actually gets accounts shut down: your chargeback ratio, VAMP compliance, and fraud, so you stay within card-network thresholds and ahead of a freeze.
Checkout & UX recommendations
We review your website through the lens of conversion and compliance, with clear guidance to improve trust, transparency, and approval outcomes.
Global processor network access
We’re not just consultants, we’re deeply connected operators, working directly with global processors and trusted by eCommerce leaders.
What we audit
The same audit, run continuously.
The same operational audit behind every account we place, run continuously rather than once.
Chargeback ratioAuthorization-rate analysisFront-end fraudRefunds & conversionVAMP & Mastercard complianceWebsite & checkout UXLicensing & documentationBank & processor fit
Credibility
Backed by tier-one providers.
We leverage 30+ direct partnerships with banks and processors to give clients seamless financial access and customized payment solutions.
The desk, in practice
What an ongoing seat looks like.
100%
Payout recovered, going to bat for the little guy
Referred
Merchant-to-merchant, unprompted
On call
The team, mid-engagement
In their words
Named, verified, and public.
The team at Compaytence provides excellent support, they have extensive experience with tailored advice and solutions dealing with payment processing. We have had a great experience working with them providing our company with expert information that has not just solved our immediate payment processing issues but will help us continuously in the future to de-risk our business. Personally, we have worked with Michael, Kristin, and Lars, no complaints with anyone on the team at all!
Compaytence and the team have been very helpful in acquiring payment processors for our e-commerce brand. They have also been very insightful in giving advice in order to scale our business. Highly recommend them!
Compaytence was incredibly professional, highly knowledgeable, and extremely efficient throughout the entire process. Their team moved fast, communicated clearly, and delivered exactly what they promised. Helping us secure MIDs quickly and smoothly. Their expertise, speed, and reliability made a huge difference, and it was clear they truly understand this space. Highly recommend them to anyone looking for a competent, results-driven team.
Working with the Compaytence team has been a game changer for our business. They were really clear when explaining, helping us to understand our different options and solutions. Then they used their connections to get us speedy approval with ease and competitive rates. Would definitely recommend and we're grateful for their services.
Common questions
Consulting as a Service, answered.
High-risk and high-growth eCommerce merchants who need serious payments expertise but aren’t ready to hire an in-house payments team.
Yes. We monitor your chargeback ratio against card-network thresholds and keep you compliant with programs like Visa’s VAMP, so a rising ratio doesn’t cost you your accounts.
Reserve recovery, PSP setup, and U.S. expansion solve a specific problem once. CaaS keeps a payments specialist on call continuously, so issues get caught and handled before they cost you.
Next step
Put a payments team in your corner.
Tell us where you’re scaling and what’s keeping you up at night on the payments side. We’ll show you what an ongoing seat looks like for your business.
Book a call