Compaytence · Payment & risk solutions for global eCommerce
The payment stack that scales without disruptions, from the experts who did it for 2,500+ businesses.
ALL SYSTEMS OPERATIONAL
What we do
One team to scale your processing, break into new markets, and clear the roadblocks that stall everyone else.
01
A full operational audit and hands-on intervention to get you compliant and approved, then guaranteed placement in our vetted network of PSPs, gateways, and acquiring banks, backed by a lifetime account guarantee.
30+
Tier-one PSPs
Guaranteed
Onboarding
First payout after approval · $135K on the way
02
When a processor freezes funds or imposes a rolling reserve, we intervene directly with the processor: a data-backed case for releasing held funds and reinstating accounts.
$20M+
Recovered
450+
Holds overturned
Real release · $558,620.59 in transit
03
A long-term seat at your table: processor relationships, risk exposure, and compliance managed as an extension of your team while you scale.
30+
Combined years in payments
2,500+
Businesses
Five-star Google review · posted 23 minutes ago
04
Entity formation, banking coordination, and access to stable payment processing for international merchants entering the U.S. market. Fully remote.
$250K
FDIC insured
100%
Remote setup
U.S. bank deposits · $89,704.30 landed
MyCompaytence
We bring you MyCompaytence, the dashboard where you access all your merchant accounts, payments data, and current status with your providers.
01
We manage your accounts for you, ensuring every MID stays healthy and approved.
02
Every file you hand us comes back fully compliant, ready to clear underwriting at any moment.
03
Getting approved for tier-one processing, releasing frozen funds, expanding into the U.S. We take it on and see it through.
Storefront, checkout, PSPs, metrics, and reporting, connected from one settings screen.
Plug in your accounts and the numbers arrive: volume, growth, disputes, payouts.
Proposals accepted, reserves stepped down, funds released: the Compaytence team reports right in your notifications.
Common questions
It’s your custom dashboard, where you access all your accounts, documentation, performance data, and products with Compaytence.
No. MyCompaytence is your portal for the work we already do together. You pay for the payment services, not the software.
All of them: the MIDs we secure with you, plus the ones you came in with.
Yes. Multiple stores or companies live under one profile, so everything you run sits in a single view.
Case studies
Published engagements, with the figures as we reported them.
Stripe holding over $1M and PayPal freezing another $900K mid-scale, with processing halted. We took the case to both processors and brought the operation back online.
DTC consumer electronics
PayPal put aggressive holds on a fast-scaling haircare brand — strong sales, no liquidity. We escalated the case until the reserve lifted and the funds released.
Medically-backed haircare
Over €1M a month in eBay revenue moving to its own store. We engineered onboarding with Mollie, PayPal, and Klarna — no delays, no rolling reserves, no risk flags.
Premium electronics, EU
Four months after launch, Shopify Payments imposed a 15% rolling reserve on every payout — ads, fulfilment, and growth all choked. We built the case that released the funds and cut the reserve.
Fashion footwear, high-growth
A single $30K order tripped Stripe’s risk model and froze the account of a high-AOV designer brand. We got the funds released and installed a PSP built for high-ticket volume.
High-AOV designer brand
Proof
Real merchant words from real casework, pulled straight from the threads. Names anonymized; the numbers are the numbers.
PayPal released the funds
“Yes, PayPal released 129k. Your team did a wonderful job.”
The risk plan is working
“Since we started implementing that plan of action, we’ve had just 1 dispute over the last 5 days on around 400 transactions. So it’s working.”
MIDs secured
“Their team moved fast, communicated clearly, and delivered exactly what they promised — helping us secure MIDs quickly and smoothly.”
100% payout approved
“What a great service you guys provide. Going to bat for the little guy. That took 10 hrs from the time the email was sent. So good.”
Seven figures
“We’re officially a 7-figure business now. This would not have been possible without you.”
The little details
“Your team is very strong. I like how you look into the little details and how good your work outputs are. Thank you for caring; it’s never something I take for granted.”
Google reviews
Verbatim from our Google listing — written after the reserve cleared, the MIDs landed, or the U.S. entity went live.
5.0
Bukunmi Okedara
The team at Compaytence provides excellent support, they have extensive experience with tailored advice and solutions dealing with payment processing. We have had a great experience working with them providing our company with expert information that has not just solved our immediate payment processing issues but will help us continuously in the future to de-risk our business. Personally, we have worked with Michael, Kristin, and Lars, no complaints with anyone on the team at all!
Brandon van Mierlo
Compaytence and the team have been very helpful in acquiring payment processors for our e-commerce brand. They have also been very insightful in giving advice in order to scale our business. Highly recommend them!
Zack Onye
Compaytence was incredibly professional, highly knowledgeable, and extremely efficient throughout the entire process. Their team moved fast, communicated clearly, and delivered exactly what they promised. Helping us secure MIDs quickly and smoothly. Their expertise, speed, and reliability made a huge difference, and it was clear they truly understand this space. Highly recommend them to anyone looking for a competent, results-driven team.
Blake
Working with the Compaytence team has been a game changer for our business. They were really clear when explaining, helping us to understand our different options and solutions. Then they used their connections to get us speedy approval with ease and competitive rates. Would definitely recommend and we're grateful for their services.
Zack Onye
Compaytence was incredibly professional, highly knowledgeable, and extremely efficient throughout the entire process. Their team moved fast, communicated clearly, and delivered exactly what they promised. Helping us secure MIDs quickly and smoothly. Their expertise, speed, and reliability made a huge difference, and it was clear they truly understand this space. Highly recommend them to anyone looking for a competent, results-driven team.
Blake
Working with the Compaytence team has been a game changer for our business. They were really clear when explaining, helping us to understand our different options and solutions. Then they used their connections to get us speedy approval with ease and competitive rates. Would definitely recommend and we're grateful for their services.
Bukunmi Okedara
The team at Compaytence provides excellent support, they have extensive experience with tailored advice and solutions dealing with payment processing. We have had a great experience working with them providing our company with expert information that has not just solved our immediate payment processing issues but will help us continuously in the future to de-risk our business. Personally, we have worked with Michael, Kristin, and Lars, no complaints with anyone on the team at all!
Brandon van Mierlo
Compaytence and the team have been very helpful in acquiring payment processors for our e-commerce brand. They have also been very insightful in giving advice in order to scale our business. Highly recommend them!
Next step
We handle your payments stack end to end, the way we have for 2,500+ merchants. You focus on selling; we’ll take care of the rest.
Enter MyCompaytence
